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November 14, 2013

theatlantic:

The Clever New Digital Wallet That Will Never, Ever Succeed

Sure, digital wallets look cool. But what happens if it’s 2 a.m., your phone is dead, and you need a cab?

Too much critiquing the product, not enough critiquing the dude’s beard, magazine of record.

17:57 // 9 months ago
October 5, 2011
It may be too early now to talk about the Law of Unintended Consequences, but years from now, we may owe a debt to reforms like Dodd-Frank for finally weaning us off the physical wallet and encouraging us to experiment with the new technologies helping to create the Digital Wallet.
The Washington Post’s Dominic Basulto • Arguing that Dodd-Frank’s side effects — such as Bank of America's decision to start charging people for the right to use a debit card — will be great in the long run, because it will push consumers and businesses to stop relying on banks for these sorts of services, instead going for phone-based options, provided by companies such as Google or Square, instead. Basuito compares Bank of America's controversial move to Netflix's price-raising scheme, and suggests it will hurt them long-term. source (viafollow)
1:01 // 2 years ago