The Affordable Care Act, for this year, will not require insurance companies to upgrade their plans for individuals who have been in these existing plans. [Instead,] insurers can offer consumers the option to renew their 2013 health plans in 2014 without change, allowing these individuals to keep their plans.An unidentified White House official • Confirming that the Obama Administration plans to offer an extension to those who’ve recently been notified that they would lose their existing health insurance as a result of certain provision of the Patient Protection and Affordable Care Act. Estimates have suggested that at least fifty percent of those with existing coverage will be forced to find new plans, but they’ll at least have an additional 52 weeks to find something to their liking. source
For the vast majority of people who have health insurance that works, you can keep it. For the fewer than five percent of Americans who buy insurance on your own, you will be getting a better deal. So anybody peddling the notion that insurers are canceling peoples’ plans without mentioning that almost all the insurers are encouraging people to join better plans with the same carrier and stronger benefits and stronger protections … you’re being grossly misleading. To say the least.President Obama • Defending himself from recent criticism over cancellation notices for a small percentage of Americans’ existing health coverage plans, as a result of minimum standards contained in the Affordable Care Act. This is an understood consequence of the law — in mandating private health insurance coverage for the public, there needs to be some baseline level of what constitutes sufficient coverage. Republicans have lambasted Obama as having lied to the public in the lead-up to the ACA’s passage, when he assured that those satisfied with their present insurance plans would be able to keep them. source
Yikes. Looks like you’re going to need those six extra weeks, if this NBC News report is correct.
Four sources deeply involved in the Affordable Care Act tell NBC NEWS that 50 to 75 percent of the 14 million consumers who buy their insurance individually can expect to receive a “cancellation” letter or the equivalent over the next year because their existing policies don’t meet the standards mandated by the new health care law. One expert predicts that number could reach as high as 80 percent. And all say that many of those forced to buy pricier new policies will experience “sticker shock.”
None of this should come as a shock to the Obama administration. The law states that policies in effect as of March 23, 2010 will be “grandfathered,” meaning consumers can keep those policies even though they don’t meet requirements of the new health care law. But the Department of Health and Human Services then wrote regulations that narrowed that provision, by saying that if any part of a policy was significantly changed since that date — the deductible, co-pay, or benefits, for example — the policy would not be grandfathered.
I shouldn’t have to offer [the Republicans] anything. They’re not doing me a favor by paying for things that they have already approved for the government to do. That’s part of their basic function of government; that’s not doing me a favor. That’s doing what the American people sent them here to do, carrying out their responsibilities.
President Obama spoke to Inskeep yesterday, hours prior to the government shutdown. The above passage isn’t a departure from what he’s said so far — he’s been openly critical of ‘hostage-taking’ behavior by the House GOP. But the above statement represents the core standoff the President finds himself in, one that the GOP may suspect, rightly or wrongly, they can find some leverage on. Given Obama’s past willingness to wheel and deal in situations when his side can claim a high-ground of responsibility and adulthood, even liberal supporters do have feasible, credible reasons to fear an extracted compromise on delaying or weakening the ACA. If you’re taking him at his word, though, and the words are stern enough to stake his authority on, no such negotiation seems pending.
While the federal government is committed to paying 100 percent of the cost, I cannot in good conscience deny Floridians that needed access to health care. We will support a three-year expansion of the Medicaid program under the new health care law as long as the federal government meets their commitment to pay 100 percent of the cost during that time.Florida Gov. Rick Scott • Discussing his decision to expand his state’s Medicaid program via the Affordable Care Act, despite previously suggesting he would not. Scott, a former medical industry executive, was a staunch critic of the Affordable Care Act, and his decision puts him in conservative crosshairs. But his decision was partly personal — his mother recently died, and the reminder of her struggle to raise him and his siblings on a low income had given him a new perspective on the matter. “Losing someone so close to you puts everything in a new perspective, especially the big decisions,” he said.